Malaysia

Pay-As-You-Sell AdvanceTM

A flexible, Shariah-Compliant financing solution that gives F&B businesses fast access to funds,
with No Interest, No Late Fee.
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Pay-As-You-Sell AdvanceTM

A frictionless line of credit for Malaysian Food & Beverages SMEs.
We assess your credit limit based on your sales performance. Credit limit will increase as your sales grow.

Credit Limit Up To RM100,000

Or up to10 weeks of sales. Credit limit will be assessed based on your sales performance.

Instant Decision

Complete your advance request in under 5 minutes. No long forms, back and forth process. Get funds in less than 48 hours.

One-Time Flat Fee, No Interest

There are no late fees or interest charges that rack up on you. You are charged a one-time fee and nothing else. No surprises.

Automated Repayments

We will automatically deduct your repayment amount from your future sales. No hassle. No stress. No anxiety.

Pay Back As Share of Sales

You can set the share of future sales that you wish to pay us back with. Your choice.
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For your every business need

Emergency Expenses

Prepare yourself for a large unforeseen expense, a supply shortage, or a malfunctioning kitchen equipment.

Seasonal Fluctuations

Stock up for upcoming festive seasons, avoid delays, negotiate bulk discounts, or expand your menu.

Payroll

Hire new staff or part-timers. Invest in the manpower.

Marketing

Post more ads, take new product photos, or collaborate with influencers.

Equipment

Invest in new kitchen equipment, POS system, new tools to boost your business.

We are on your side
when it comes to credit

Seedflex
Other Fintechs
Traditional Lenders
Instant approval
Available
for some fintechs
Simple application; No additional documents
Available
for some fintechs
Funding in 48 hours
Available
for some traditional lenders
Single fee, no interest
Automatic repayments
Sales-Based Credit Limit
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Additional Product Information

Everything you need to know about the product
General Information
Name of Product
Pay-As-You-Sell Advance
Financing Type
Shariah
Available Amount
Up to 10x of Weekly Sales; Max RM100,000
Tenure
Up to 24 weeks
Charges
Interest
No Interest
One-Time Fee
Up to 6%
Other Charges
Stamp Duty of 0.5%
Late Fees
None
Early Repayment Charges
None
Disbursement Details
Disbursement Method
Direct to Bank Account
Disbursement Time
Up to 48 Hours
Disbursement Amount
The selected amount; Fees are NOT deducted but added to the repayment amount
Repayment Type
Automatic; % of sales
Repayment Frequency
Every Settlement

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