Available Amount determined only by your sales performance
• Request an advance from your available amount at any time; whenever you need it • Forget bank statements, financial documents; No more waiting days for approval • Your available amount can be up to 10x of your weekly sales on MobilityOne; up to RM100,000 • Your available amount grows as you sell more on MobilityOne
• We only charge 6% on your selected amount • Fully Shariah-Compliant
Instant Decision
• Complete your advance request in <5 minutes • Get funds in less than 48 hours
Automatic repayments
• No more chunky month-end repayments, smaller deductions that match your cashflow • One-time direct debit setup
How It Works
Here's the steps to get your advance
1
Log in with your MobilityOne details
Your funds are waiting to be accessed. Simply log in with your email or phone number registered with MobilityOne to access your Available Amount.
2
Access your Available Amount
The amount displayed is what you are eligible for. Don’t need that much? Feel free to select a lower amount.
3
Request your Advance
Choose the amount you need and how much you want to repay each time. The process is easy and takes only 5 minutes.
4
Get your Funds
Once you perform your advance request, your funds will be deposited within 48 hours. To repay, your repayments will automatically be deducted from your
We are a Fintech company headquartered in Singapore. Seedflex Capital Sdn Bhd is certified by our Shariah Advisors to offer Pay-As-You-Sell Advance as a Shariah-compliant product in Malaysia.
Pay-As-You-Sell Advance is offered under the Tawarruq (Commodity Murabahah) concept and is currently not subject to any licensing or regulatory requirements
Am I eligible for Pay-As-You-Sell Advance?
You may be eligible for financing if • At least 25% of your transactions are cashless • You have more than 6 months of sales on a partner platform • You sell above RM1,000 per week If your core business is involved in any shariah non-compliant industries, you may not be eligible for the Pay-As-You-Sell Advance. These include alcohol, gambling, tobacco, pork and its by products and other shariah non-compliant businesses.
How is my available amount determined?
We will give you an available amount based on your sales history with your connected platform. This can be up to 10x of your weekly sales or up to RM100,000. Your available amount also increases if your sales on your connected platform goes up.
We do not need your bank statements or any other financial information.
Who are your current partners?
We are currently partnered with WooCommerce and Shopify if you wish to sign up for an account on our website. If you have received an email from a partner platform please contact our sales team or your partner for more information.
You may still sign up for an account and leave your information if you wish to be contacted once your platform is integrated with us.
Additional Product Information
Everything you need to know about Pay-As-You-Sell Advance
General Information
Name of Product
Pay-As-You-Sell AdvanceTM
Financing Type
Shariah
Available Amount
Up to 10x of Weekly Sales; Max RM100,000
Tenure
Up to 24 weeks
Charges
Interest
No Interest
One-Time Fee
Up to 6%
Other Charges
Stamp Duty of 0.5%
Late Fees
None
Early Repayment Charges
None
Disbursement Details
Disbursement Method
Direct to Bank Account
Disbursement Time
Up to 48 Hours
Disbursement Amount
The selected amount; Fees are NOT deducted but added to the repayment amount
Repayment Type
Automatic from bank account; Fixed amount or % of sales
